13 Chestnut Lane
13 Chestnut Lane
$474,900
109 days on market
About This Listing
Turn Homeownership Into an Investment at 13 Chestnut Lane, St. Catharines. Why choose between owning a home and building wealth when you can do both? Welcome to 13 Chestnut Lane, a rare opportunity in one of St. Catharines' desirable neighbourhoods. Whether you're a savvy investor, a first-time buyer, or a young professional looking to offset your mortgage, this versatile R2-zone property delivers exceptional value and flexibility. Featuring two units, this property is perfectly suited for house hacking-live in one unit while generating rental income from the other. Unit A offers a bright and spacious 2-bedroom, 1-bathroom layout with forced-air gas heating, central air conditioning, and an egress basement window, providing added safety and future flexibility. Unit B is a comfortable 1-bedroom, 1-bathroom suite featuring its own energy-efficient heat pump for year-round heating and cooling. Designed with convenience and efficiency in mind, each unit has its own separate electrical service and independent heating and cooling systems, allowing for greater tenant comfort and simplified management. While the property shares a single water and sewer connection. Additional features include, Private, fully fenced rear yards for each unit, Two dedicated parking spaces, Security camera system, Two sump pumps, each equipped with a city water backup system for added peace of mind. Located in a growing community with strong rental demand, this property offers an excellent opportunity to build equity while generating income. Whether you're looking to start your real estate journey, reduce your monthly housing costs, or expand your investment portfolio, 13 Chestnut Lane is a smart move.
| Monthly Mortgage (P&I) | $2,069 |
| Property Tax (MLS) | $228 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $2,297 |
Down payment: $94,980 (20.0%) · Mortgage: $379,920
Property tax uses MLS annual tax of $2,733/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by RE/MAX ESCARPMENT REALTY INC., BROKERAGE
Based on information from the Toronto Regional Real Estate Board (TRREB). All information deemed reliable but not guaranteed and should be independently verified. The accuracy of information is not guaranteed, has not been verified, and does not constitute professional advice.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than identifying prospective properties consumers may be interested in purchasing or renting.
Sold and leased listing data is provided under the Virtual Office Website (VOW) data feed and is available only to registered users who have agreed to the Terms of Use. This data is for personal, non-commercial use only and may not be copied, redistributed, or retransmitted.
MLS®, REALTOR®, and the associated logos are certification marks owned by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.
This listing content is not intended to solicit properties already listed for sale or individuals who are currently under contract with a brokerage.
Data last updated: August 23, 2026 at 12:25 p.m.