For LeaseStore W Apt/Office

194-196 St. Paul Street

$3,800/mo
4 Bath3,747 sqft$1.01/sq ft61d on market
MLS# X13116568Downtown, St. Catharines · L2R 3M2
Bedrooms
Bathrooms
4 Bath
Size
3,747 sq ft
Parking
None

About This Listing

An exceptional leasing opportunity in the heart of downtown St. Catharines, offering unmatched character, visibility, and flexibility in a well-maintained historic two-storey commercial building. Originally constructed as a turn-of-the-century bank, the property features a striking open-concept main floor with high ceilings, excellent natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a two-piece washroom, and distinctive architectural details including the original bank vault. The space has previously operated as both a café and pizza restaurant and is well suited for food and beverage use, including the potential to open a restaurant or pizzeria, with a wood-burning oven in place and existing furniture such as tables and chairs. The second floor provides additional flexible usable space ideal for offices, meeting rooms, creative or event-style use and includes two two-piece washrooms, a separate shower room with sink, a kitchenette, and multiple storage areas. A full basement offers additional storage and utility space, one parking space is included at the rear, and the property is ideally located just steps from the Meridian Centre, FirstOntario Performing Arts Centre, and the downtown core's shops, restaurants, and amenities.

Monthly Mortgage (P&I)$17
Property Tax (MLS)$1,087
Maintenance Fees$0
Total Monthly Cost$1,103

Down payment: $760 (20.0%) · Mortgage: $3,040

Property tax uses MLS annual tax of $13,039/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.

Property Details

MLS NumberX13116568
Property TypeStore W Apt/Office
StyleStore With Apt/Office
Listing TypeFor Lease
StatusActive
Bathrooms4
Size3,747 sq ft
Parking Spaces0
Parking TypeNone
Property Tax$13,039.13/yr
Days on Market61
Listed2026-05-12
CommunityDowntown
MunicipalityNiagara
Cross StreetJames Street

Listing provided by ROCK STAR REAL ESTATE INC.

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Data last updated: August 23, 2026 at 06:27 a.m.