212 James Street
212 James Street
$899,000
15 days on market
About This Listing
An ideal MULTI-GENERATIONAL opportunity featuring 2 distinct residences on 1 private property. The main home features 4-bedrooms, 2-baths, 2240 sqft, an open kitchen-lounge with a gas fireplace, a formal dining with coffered ceilings, crown moulding, hardwood floors and tall ceilings. Upstairs offers a large primary suite with a modern 4pc ensuite, an additional 3-bedrooms, and a renovated 3pc bath. The basement adds storage, laundry, and a finishing flex space with a private entrance. The detached year-round Carriage House provides completely independent living for extended family, offering 1-bedroom, 1.5-bath, 860 sq ft, in-floor radiant heat, 3 gas fireplaces, two balconies, home office with laundry, and a 4pc ensuite with a soaking tub. Outdoors, 15-20' cedars and fencing surround a gated, low-maintenance yard with a waterfall feature. Centrally located near downtown shopping, dining, medical care, transit, and under 1.5 km from Bracebridge Bay Beach, Muskoka River, and golf.
| Monthly Mortgage (P&I) | $3,917 |
| Property Tax (MLS) | $388 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $4,304 |
Down payment: $179,800 (20.0%) · Mortgage: $719,200
Property tax uses MLS annual tax of $4,651/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by Royal LePage Lakes Of Muskoka Realty
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Data last updated: August 23, 2026 at 12:25 p.m.