321 Carriage Way
321 Carriage Way
$1,149,000
3 days on market
About This Listing
Welcome to this 2018-built home in Waterloo's highly desirable Kiwanis Park neighborhood, featuring a fully LEGAL ONE-BEDROOM + DEN BASEMENT APARTMENT WITH PRIVATE ENTRANCE. ideal for extended family, multi-generational living, or mortgage-helper rental income. Lovingly maintained by the original owner, this spacious residence offers 4 bedrooms, 3 bathrooms, and a double-car garage with a functional layout designed for modern family living. The main floor features a bright open-concept design with a kitchen equipped with quartz countertops, stainless steel appliances, a walk-in pantry, and an oversized island overlooking the dining and living areas. The living room features a cozy gas fireplace, creating a comfortable space for everyday living and entertaining. California shutters throughout the main and upper levels provide privacy and style. The second floor offers four spacious bedrooms, a convenient laundry room, and a primary bedroom retreat complete with a walk-in closet and private ensuite featuring a freestanding tub, walk-in shower, and private toilet room. The additional bedrooms share a family bathroom. The fully legal lower-level apartment provides exceptional flexibility with its own private entrance, full kitchen, bright living area, spacious bedroom, separate den/home office, and full bathroom with a walk-in shower. Large above-grade windows provide natural light while maintaining privacy. Conveniently located close to Kiwanis Park, schools, walking trails, shopping, public transit, and Highway 85, this home offers a rare combination of location, functionality, and income potential. A great opportunity for families, investors, or those seeking flexible living arrangements in one of Waterloo's sought-after communities. Certain images have been virtually staged.
| Monthly Mortgage (P&I) | $5,006 |
| Property Tax (MLS) | $652 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $5,658 |
Down payment: $229,800 (20.0%) · Mortgage: $919,200
Property tax uses MLS annual tax of $7,824/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by RIGHT AT HOME REALTY
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Data last updated: August 23, 2026 at 04:25 a.m.